Long-Term Care
Long-term care insurance for seniors provides assistance with daily living activities, either at home or in a facility, when you can no longer do so due to an accident, illness or advancing age. Rising life expectancy means that the potential need for long-term care grows with every passing year of your life.
It’s important to understand that most long-term care expenses are not covered by Social Security or Medicare, Medicare Supplement (“Medigap”), or private health insurance. Nearly half of all nursing home care is paid by Medicare coverage, but you must first meet federal poverty guidelines and may have to “spend down” most of your assets on health care before qualifying.
Contact us today to learn how long-term care insurance for seniors can fill the gap and ensure you receive the proper care you need.
