Resources
Heathcare 101: What Reform Means for Individuals
Healthcare reform mandates that most US citizens and legal residents purchase “minimal essential coverage” for themselves and their dependents, either through their employers or through marketplace “exchanges”. There is a financial penalty if an individual does not purchase.
He or she would have to pay whichever is greater: $695 for each uninsured family member, up to [...]
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Healthcare 101: What Reform Means for Seniors
Changes to Medicare are included in the plan. The plan does not contain cuts to traditional Medicare benefits, although Medicare payments for some services, such as home healthcare will be reduced by $40 billion between now and 2019. And some payments to hospitals will be cut by $22 billion over that same period.
Government payments to [...]
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Healthcare 101: What Reform Means Businesses
Employers with 50 or fewer workers would be exempt from coverage provisions. Firms with 50 workers or more may be subject to fess if healthcare insurance is not offered. And even if you do offer coverage and you have low or middle income workers, there may be an additional expense…
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Frequently Asked Questions
I need help finding the most coverage for my employees at a reasonable price…
There are almost unlimited plan choices available to businesses with employees.
A comprehensive analysis of those choices along with professional expertise and guidance can go a long way in making smart decisions that result in cost savings and employee satisfaction.
My COBRA is ending [...]
